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Welcome to Leasehold Life, the leasehold and subletting site created by leaseholder and resident property manager Sharon Crossland AIRPM. Whilst the site is based on personal experience in both areas, Leasehold Life also contains specialist contributions by top industry professionals. Summarised leasehold case law is currently provided by Barrister Jonathan Upton of Tanfield Chambers.

David Whitney is a Solicitor at specialist Landlord and Tenant law firm PainSmith Solicitors who are described by Chambers and Partners as "a rarity in the UK as a true landlord and tenant boutique". They are widely acknowledged as the leaders in the field, are accredited to the Law Society Lexcel and the Investors in People standards and provide training and legal services to "an impressive range of real estate clients".

David also contributes to the PainSmith Landlord and Tenant Law Blog.

In this
article he is taking an in-depth look at the particularly thorny issue of buildings insurance.


James Cooke MA spent 15 years in the social housing sector, where both his work and personal experiences as a leaseholder gave him a strong insight into how the existing model of property management worked and how it could be improved. To help shape his business he spent six intense months researching the sector and spent time with leaseholders & managing agents. The result? James set up Your Home Property Management offering top quality, customer focused, residential property management services to leaseholders living in east London and Essex.

For this article, James is considering whether, when organisations get too big, does their sheer size make it harder for them to continue to consistently deliver great customer service despite the best intentions of management?


Laura Severn is a Legal Executive and Operations Director and Head of Client Care at award-winning Brady Solicitors. As well as supervising debt recovery, Laura is involved in maintaining and developing the company case management system and works flow. Directly available to clients and regularly advising on all issues surrounding ground rent and service charges, Laura is also the firm but fair "Enforcer" in monitoring service standards and key performance indicators.

In this article, Laura provides a succinct overview of the importance of Directors and Officers Liability insurance when leaseholders take on the role of RMC Directors.


Chris Alexander is a property litigation solicitor at SA Law LLP who advises landlords, tenants and managing agents on all aspects of residential landlord and tenant law. This advice includes service charge disputes, disrepair claims, forfeiture, lease extensions, collective enfranchisement, right of first refusal and the appointment of managers. Chris also writes the Leasehold Lawyer Blog giving commentary on issues in the world of residential landlord and tenant law.

'Are these service charges mine?' is an age old question that comes up regularly in the months after a leasehold purchase, when managing agents/landlord’s chase arrears, complete the annual service charge accounts and issue deficit invoices.


Katie Cohen, a former Partner at JPC Law is now a Partner at Child & Child. She has contributed to News on the Block, run a webinar for LexisNexis on the area of enfranchisement, written articles for Property Law Forum and Flat-Living and been interviewed for City AM. She has experience in acting for both landlords and tenants as well as being a full member of the Association of Leasehold Enfranchisement Practitioners (ALEP).

Katie's article focuses upon the terms of the new lease which has been modified during the course of the statutory lease extension and under  Section 57 of the Leasehold Reform, Housing and Urban Development Act 1993 (“the Act”) states that a statutory lease extension is to be granted on terms as follows:


Mark Chick is a property expert, specialist leasehold solicitor and a Partner at Bishop & Sewell LLP. He is also a Director of the Association of Leasehold Enfranchisement Practitioners (ALEP) lecturing on leasehold issues and appearing on national television commenting on leasehold matters. The leaseholdinfo and the Leasehold Reform News websites are also written by Mark.

Leasehold Life is very pleased to publish a follow-on article to some
background content that Mark provided to the Guardian on the 8th May 2014. Here he explains what happens next where a flat originally held on a long lease (99 or 125 years) is running down to the point where it will ‘expire’ – i.e. simply run out.


More Articles...

  1. Mark Hawthorn: Ground Rent Investors
  2. Chris Alexander: Old and New Leases: The Subtle Differences
  3. David Whitney: Lease Forfeiture
  4. Mark Chick Exclusive! What Is Deferment Rate?

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While this website is constantly checked and updated for accuracy, the information and articles provided by Leasehold Life and it's guest contributors are not to be construed as legal advice.


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